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Our Approach

Transparency and Integrity

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Transparency and Integrity - Eraqus Wealth

Transparency and Integrity: The Cornerstone of Our Client Relationships

At Eraqus Wealth, we believe that transparency and integrity are not just values; they are the foundation upon which we build every client relationship. Trust is earned through actions, not just words. Our commitment to clear communication, ethical practices, and putting our clients’ interests first sets us apart in the world of wealth management. We recognize that clients need more than just financial expertise—they need a partner who values honesty, accountability, and mutual respect. Below, we outline how we embed these principles in every facet of our operations.

  1. Transparent Communication: Clarity in Every Interaction

We believe in being clear, open, and straightforward with our clients. Trust thrives when clients know what to expect and are kept informed about the progress of their investments. This is why we ensure that every interaction is transparent, whether it’s about portfolio performance, strategic shifts, or fees.

  • Regular Updates and Reporting: We provide comprehensive, easy-to-understand reports that outline portfolio performance, recent changes, and the rationale behind our strategies. These updates help clients stay informed and understand both successes and setbacks.
  • Setting Realistic Expectations: We never overpromise returns or make bold, unfounded predictions. Instead, we offer realistic projections based on thorough analysis and a clear understanding of market trends. Our goal is to manage expectations by presenting potential scenarios, outlining both opportunities and risks.
  • Fee Transparency: Our fee structures are clearly explained upfront, with no hidden costs. We ensure that clients understand the true cost of managing their wealth and how each fee contributes to the value of our services. This transparency builds confidence, knowing that there are no surprises along the way.
  1. Demonstrating Competence and Expertise: Proven Performance and Knowledge

Competence and expertise are critical components of a successful wealth management relationship. We strive to consistently deliver on our investment strategies while showcasing a deep understanding of the ever-evolving financial landscape.

  • Strong, Risk-Adjusted Performance: We maintain a focus on delivering consistent, risk-adjusted returns over time, adhering to the strategies outlined in each client’s financial plan. This demonstrates our ability to align performance with the client’s objectives, ensuring that results match expectations.
  • Knowledge Leadership: We provide clients with valuable insights, educational content, and financial updates to demonstrate that we are up-to-date with market trends, regulatory changes, and new investment opportunities. Our advisors are always available to discuss these developments and how they impact your portfolio.
  • Certified Professionals: Our team holds relevant certifications and qualifications that underscore their proficiency in wealth management. This expertise enables us to craft sophisticated solutions that are both technically sound and intuitively aligned with your goals.
  1. Adherence to Ethical Standards and Integrity: Acting in Your Best Interest

Ethical conduct is at the core of everything we do. We maintain an unwavering commitment to putting our clients’ interests ahead of our own. Our internal code of ethics, which is shared openly with clients, reinforces our dedication to integrity and ethical conduct.

  • Client-First Mentality: Every recommendation we make is designed to benefit you, not us. We actively avoid conflicts of interest and ensure that all strategies are aligned with your unique needs and goals. Our fiduciary duty is to act in your best interest, always.
  • Upholding a Code of Ethics: We adhere to a strong internal code of ethics that guides our actions and decisions, ensuring that we maintain the highest standards of professional conduct. This commitment is visible to clients, reinforcing trust in our operations.
  • Prioritizing Long-Term Success: While short-term profits may be tempting, our focus is on achieving your long-term financial success. We make decisions based on your future prosperity, rather than seeking quick gains that could jeopardize your wealth.
  1. Customized, Client-Centric Solutions: Personalization Beyond Standard Offerings

We believe that wealth management should never be one-size-fits-all. Every client has unique financial goals, risk tolerance, and life circumstances. Our strategies are carefully tailored to reflect these nuances, providing solutions that are as individual as you are.

  • Tailored Advice: We take the time to deeply understand your financial landscape, offering strategies that align with your specific objectives. Whether it’s preserving family wealth, planning for retirement, or growing your business, our advice is crafted around your unique financial journey.
  • Empathy in Decision-Making: Managing wealth is as much about understanding emotions as it is about managing money. We consider how our strategies will impact your peace of mind and financial security, taking a holistic view that encompasses both financial and emotional well-being.
  1. Proactive Client Support and Empathy: Building Lasting Relationships

Beyond financial results, we value the relationships we build with our clients. Regular communication, genuine concern, and a proactive approach to addressing questions or concerns help us maintain strong connections.

  • Regular Check-Ins: We don’t wait for clients to reach out to us. We initiate regular reviews and check-ins to understand if any changes in their personal or financial situation require adjustments to their investment strategy.
  • Listening to Your Concerns: When markets become turbulent or life circumstances change, we are there to listen, provide guidance, and adjust strategies accordingly. This proactive, empathetic approach ensures that clients always feel supported.
  1. Strong Compliance and Regulatory Standards: Committed to Protecting Your Interests

Compliance is non-negotiable. We adhere to all regulatory requirements and maintain robust internal controls to ensure that our processes are both effective and transparent.

  • Regulatory Adherence: We ensure that every investment recommendation and financial plan complies with the relevant regulations and standards. This diligence protects your interests and minimizes regulatory risks.
  • Third-Party Audits and Evaluations: We implement external audits of our processes and operations to provide an additional layer of transparency. This independent review demonstrates our commitment to maintaining the highest standards of integrity.
  1. Technology-Driven Transparency: Empowering Clients with Data and Insights

In today’s digital world, technology plays a crucial role in maintaining transparency and trust. We leverage technology to provide clients with real-time access to their accounts and comprehensive, data-driven insights.

  • Real-Time Account Access: Clients can view their investments and portfolio performance at any time, giving them full visibility into how their wealth is being managed.
  • Data-Driven Reporting: Our reports are backed by data and analytics, offering clear explanations of performance and strategy. This ensures that clients have a complete understanding of how their investments are aligned with their goals.

Creating a Culture of Trust and Integrity: Leading by Example

At Eraqus Wealth, trust and integrity are not just corporate values—they are ingrained in our culture. We continuously educate our team on the importance of transparency, ethical conduct, and empathy in client relationships. Leadership sets the tone, modeling the behaviors and values that are expected across the organization.

Building Trust Through Actions, Not Just Words

In the end, trust is built through consistent, transparent actions. We strive to deliver on every promise, communicate openly, and uphold the highest ethical standards. At Eraqus Wealth, we are more than just financial advisors—we are stewards of your wealth, dedicated to your financial success and long-term security.

Our Approach

Effective Risk Management

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Eraqus Wealth - Risk Management

Effective Risk Management: Protecting Wealth While Pursuing Growth

In wealth management, the importance of risk management cannot be overstated. It serves as the foundation upon which we build a client’s financial strategy, ensuring that investments are not just aimed at growth but are also protected from unnecessary losses. At Eraqus Wealth, we employ a comprehensive risk management framework that goes beyond conventional strategies, meticulously tailored to match our clients’ unique financial goals and risk tolerance. Our approach integrates advanced tools, continuous monitoring, and strategic adjustments to keep our clients’ portfolios resilient in varying market conditions.

Below are the key strategies we use to manage and control risk effectively:

  1. Comprehensive Risk Assessment: Understanding Your Unique Risk Profile

Effective risk management begins with a thorough understanding of our clients’ unique financial situation, risk appetite, and long-term goals. We use a combination of detailed questionnaires, personal interviews, and financial analysis to gain insights into both the emotional and financial aspects of risk tolerance.

Understanding Client Risk Tolerance: We believe that every client has a unique capacity and attitude towards risk. Some may have a higher tolerance due to a longer time horizon, while others may prefer a more conservative approach. By assessing both risk tolerance (emotional comfort with risk) and risk capacity (financial ability to absorb potential losses), we ensure that the investments are aligned with the client’s overall risk profile.

Balancing Risk Capacity vs. Risk Tolerance: There is often a gap between what clients can afford to lose and what they are emotionally comfortable with. Our goal is to bridge this gap by building portfolios that reflect the optimal balance between risk capacity and risk tolerance. We achieve this by understanding the client’s liquidity needs, future obligations, and the overall impact of potential market downturns on their wealth.

  1. Diversification: Spreading Risk Across Assets and Markets

Diversification is a cornerstone of risk management and one of the most effective tools for reducing the impact of any single asset or market event on the overall portfolio. At Eraqus Wealth, we employ a multi-layered diversification strategy that includes:

Asset Allocation: We spread investments across a diverse range of asset classes—equity, fixed income, real estate, commodities, and alternative investments—to ensure that no single asset dominates the portfolio. This strategic allocation helps balance risk and return, providing a cushion during periods of market volatility.

Geographic Diversification: By investing in a mix of domestic and international markets, we reduce the risk associated with country-specific economic and political factors. This broad geographic exposure allows the portfolio to benefit from growth in different regions while minimizing the impact of localized downturns.

Sector and Industry Diversification: We ensure that investments are spread across multiple sectors to avoid over-concentration in any single industry. For instance, if a particular sector faces a downturn, the overall impact on the portfolio is minimized. This ensures that clients are not overly exposed to cyclical sectors that may experience heightened volatility.

  1. Regular Portfolio Rebalancing: Staying True to the Strategy

Market movements can cause asset allocations to drift away from the initial strategy, altering the portfolio’s risk profile. We implement regular rebalancing to bring the portfolio back in line with the client’s original risk parameters.

Maintaining Target Allocation: By reviewing and rebalancing portfolios periodically, we ensure that the investment mix stays aligned with the client’s long-term objectives, especially after significant market fluctuations. This helps us avoid unintentional concentration risks and keeps the risk-return profile intact.

Avoiding Concentration Risk: We closely monitor the size of each investment within the portfolio. If a single asset, sector, or theme grows disproportionately large, we trim positions to mitigate concentration risk, thus protecting the portfolio from severe losses in case of sudden downturns in that area.

  1. Downside Risk Protection: Preserving Capital During Market Turbulence

Our approach prioritizes the protection of your capital, especially during times of heightened market volatility. We implement various strategies to ensure that downside risk is minimized:

Capital Preservation Strategies: For clients with a lower tolerance for risk, we build portfolios that emphasize preserving capital through a mix of fixed income, dividend-paying equities, and other low-volatility investments.

Avoiding Excessive Leverage: Leverage can amplify gains, but it also magnifies losses during downturns. We ensure that our clients’ portfolios are not over-leveraged, thus reducing the risk of significant capital erosion.

  1. Dynamic and Adaptive Risk Management: Flexibility in a Changing Market

Markets are constantly evolving, and so should our risk management strategies. We take a dynamic approach, adjusting portfolios based on changing market conditions, macroeconomic factors, and shifts in the global financial landscape.

Adjusting Risk Based on Market Conditions: During periods of heightened volatility or economic uncertainty, we reduce exposure to higher-risk assets and focus on stability. Conversely, when the market outlook is positive, we may increase exposure to growth-oriented investments.

Risk Parity Approach: We use a risk parity strategy where each asset class contributes an equal amount of risk to the portfolio, rather than focusing solely on returns. This ensures that no single asset class dominates the portfolio, reducing overall risk.

  1. Ongoing Monitoring and Reporting: Keeping You Informed

We continuously monitor portfolios using sophisticated metrics like volatility, beta, Sharpe ratio, and drawdowns to track and assess risk levels. We provide our clients with regular, easy-to-understand reports, ensuring they are fully informed about their portfolio’s performance relative to their risk objectives.

Client Risk Review Meetings: We hold periodic meetings with clients to review their portfolio’s performance, reassess their risk tolerance, and make adjustments as needed based on changes in market conditions or life circumstances.

A Commitment to Protecting and Growing Your Wealth

At Eraqus Wealth, risk management is more than just a strategy—it’s a commitment to safeguarding your financial future. Our comprehensive approach ensures that every decision we make is aligned with your risk profile, financial goals, and long-term aspirations. We believe that by combining robust risk controls with a disciplined investment philosophy, we can protect your wealth, pursue growth, and help you achieve your financial objectives with confidence and peace of mind.

Our Approach

Our Investment Philosophy

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Eraqus Service - Investment management

Our Investment Philosophy: Preserving Wealth, Pursuing Growth, and Navigating Uncertainty

At Eraqus Wealth, we believe that the cornerstone of a successful investment strategy is more than just generating high returns—it’s about protecting your capital, pursuing consistent growth, and managing risk effectively. Our philosophy is built around a deep understanding that wealth preservation is just as important as wealth creation. For us, managing wealth is a thoughtful blend of art and science, where analytical rigor meets strategic foresight. Every investment decision is a step in building a financial legacy, carefully aligned with your long-term objectives and personal values.

The Power of Long-Term Investing: Time in the Market, Not Timing the Market

In the world of investing, the temptation to time the market—trying to buy low and sell high—can lead to emotionally-driven decisions and missed opportunities. Our philosophy is rooted in the belief that time in the market is far more powerful than attempting to time the market. We focus on staying invested through market cycles, leveraging the compounding power of your investments over time. Historical data and extensive research show that the true driver of wealth creation is long-term participation in the market, not short-term speculation.

We know that markets can be unpredictable and often go through periods of volatility, but instead of reacting to short-term market fluctuations, we emphasize maintaining a disciplined approach. This philosophy helps us stay the course during turbulent times and capitalizes on opportunities that arise in periods of market recovery. Our aim is to avoid the pitfalls of emotionally-driven decisions by adhering to a structured, long-term investment plan, which ultimately leads to more consistent and meaningful wealth accumulation.

Strategic Asset Allocation: The Core of Wealth Management

The bedrock of our investment philosophy is strategic asset allocation. It is the process of distributing investments across different asset classes—equities, fixed income, real estate, and alternative investments—to optimize the risk-return profile of your portfolio. Asset allocation plays a more significant role in determining long-term returns and managing risk than market timing or individual security selection.

Our approach to asset allocation follows a Core and Satellite strategy:

  1. Core Portfolio: Stability and Capital Preservation
    • The core of your portfolio is designed to be the anchor that provides stability and resilience through all market conditions. It focuses on highly liquid investments such as listed equities and top-rated fixed income securities. These investments are chosen for their ability to withstand market turbulence and deliver consistent returns over time.
    • Our primary focus for the core portfolio is on high-quality, lower-risk assets that are aligned with your long-term wealth preservation goals. These investments provide a buffer against market volatility and ensure that your capital remains secure, even during periods of economic uncertainty.
  2. Satellite Portfolio: Targeted Growth and Diversification
    • While the core portfolio lays the groundwork for stability, the satellite portfolio introduces opportunities for enhanced growth. This component of the strategy is designed to capture value in areas that may be less traditional or more opportunistic, such as emerging markets, unlisted equities, or specialized funds.
    • The satellite portfolio typically carries a higher risk profile, but it is strategically sized to complement the core without overwhelming it. Investments in the satellite bucket might include niche sectors, alternative investments, or tactical allocations to high-growth opportunities. This approach allows us to explore higher-return investments while keeping the overall portfolio risk under control.

By combining the stability of the core with the growth potential of the satellite, we create a balanced and diversified portfolio that is tailored to your unique needs and risk tolerance. The result is a strategy that not only aims to preserve your wealth but also provides avenues for long-term growth.

Risk Management: The Foundation of Every Decision

Effective risk management is at the heart of our investment philosophy. We recognize that every investment decision involves a trade-off between risk and return. Therefore, we carefully evaluate the potential downsides of every opportunity before it becomes part of your portfolio. Our goal is to create a risk-adjusted investment strategy that offers robust returns without exposing your wealth to unnecessary risks.

  • Portfolio Diversification: We diversify across asset classes, sectors, and geographies to reduce exposure to any single market event.
  • Dynamic Rebalancing: As markets change and life circumstances evolve, we proactively rebalance your portfolio to ensure it remains aligned with your goals and risk tolerance.
  • Stress Testing: We regularly conduct stress tests on our portfolios to simulate various economic scenarios, ensuring your investments can withstand different market environments.

Managing Behavioral Biases: The Art of Staying Disciplined

Investing is as much about managing emotions as it is about managing money. Market highs and lows can often trigger fear or greed, leading to impulsive decisions that undermine long-term wealth creation. At Eraqus Wealth, we serve as a guiding hand to help you navigate these emotional cycles. By adhering to a disciplined strategy and focusing on your long-term objectives, we help you stay the course, making informed decisions that are driven by reason rather than reaction.

Focus on Risk-Adjusted Returns: Quality Over Quantity

Our philosophy is centered on delivering risk-adjusted returns that align with your unique financial goals. We believe that taking on excessive risk for the sake of higher returns can be detrimental to long-term wealth preservation. Instead, we emphasize a steady, measured approach that prioritizes quality over quantity. Each investment is thoroughly vetted not only for its return potential but also for its impact on your overall risk profile.

We also recognize that different investors have different levels of risk tolerance, which is why we tailor our strategies to match your specific profile. Whether you are conservative, moderate, or aggressive, our focus remains on creating a balanced portfolio that optimally balances risk and reward.

Leveraging Our Cross-Industry Expertise

Our experience spans multiple facets of the financial industry—mutual fund management, wealth advisory, and private banking—giving us a comprehensive view of the investment landscape. This enables us to craft sophisticated strategies that are grounded in both market insight and practical experience. By leveraging our cross-sector expertise, we bring a multi-dimensional approach to managing your wealth, ensuring that our strategies are not only technically sound but also intuitively aligned with your financial aspirations.

Our Commitment: Protecting and Growing Your Wealth Across Generations

At Eraqus Wealth, our investment philosophy is not just about achieving short-term success—it’s about creating a financial legacy that stands the test of time. Whether you’re focused on preserving wealth for future generations, growing your portfolio, or achieving a specific financial milestone, our client-centric approach, strategic asset allocation, and unwavering focus on risk management position us as your trusted partner in wealth creation.

We are committed to being more than just advisors. We aim to be a reliable partner who understands your financial journey, shares your vision, and is dedicated to your long-term success. With Eraqus Wealth by your side, you can be confident that your wealth is in capable, experienced hands.

Our Approach

Client-Centric Approach

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Client-Centric Approach: A Foundation for Your Financial Success

When it comes to wealth management, a “one-size-fits-all” strategy just doesn’t work. At Eraqus Wealth, we believe that successful investment management is built on a deep understanding of each client’s unique financial landscape and personal aspirations. Our client-centric approach ensures that every investment decision is aligned with what truly matters to you.

What is a Client-Centric Approach?

A client-centric approach places you at the center of every conversation, decision, and strategy. It means shifting the focus from just offering products to truly understanding your life goals, values, and financial preferences. Our role as an investment advisor is not just about managing assets—it’s about becoming a strategic partner in your financial journey.

Building Long-Term Relationships, Not Just Portfolios

We go beyond the conventional role of advisors. At Eraqus Wealth, building long-lasting relationships is our priority. This starts with a thorough understanding of your financial history, present situation, and future aspirations. We believe that a genuine connection lays the foundation for long-term success. Our advisors take the time to engage in in-depth discussions, listen actively, and provide guidance tailored to your evolving circumstances. We’re not just here to optimize your investments; we’re here to build a partnership rooted in trust, respect, and mutual understanding.

The Value of Personalization

Personalization is more than just a buzzword—it’s our guiding principle. From our first meeting, we customize every step of the advisory process based on your unique profile. Whether you’re an entrepreneur seeking to diversify assets, a family planning for future generations, or a young professional starting your wealth creation journey, our strategies are tailored to reflect your financial persona. We take into account not just your risk tolerance and investment goals, but also the nuances of your preferences, values, and life stage.

Understanding Your Goals: The Eraqus Difference

When you partner with Eraqus Wealth, our first task is to get to know you—not just your financials. We start by defining your vision of financial success and understanding your priorities, whether that means planning for a comfortable retirement, funding educational aspirations, or leaving a lasting legacy for future generations. This ensures that our advice is not just sound, but truly meaningful and aligned with your purpose.

Empathy in Action: Walking in Your Shoes

Empathy is at the heart of our client-centric approach. We believe that truly effective advice can only come from advisors who understand your life journey and empathize with your challenges and aspirations. By placing ourselves in your shoes, we ensure that our recommendations are not only financially sound but also emotionally resonant. Our advisors are trained to ask the right questions, listen intently, and offer insights that reflect a deep understanding of your personal and financial goals.

A Transparent Partnership: Ensuring Clarity at Every Step

Transparency is essential in building trust. At Eraqus Wealth, we are committed to providing clear, straightforward communication at every stage of your financial journey. Our focus is on eliminating the confusion often associated with financial advice. We break down complex strategies into simple, understandable terms, ensuring you are fully informed and comfortable with each decision. With us, there are no hidden agendas or surprises—just honest advice and a commitment to your success.

Risk Management: Protecting What Matters Most

While many advisors focus primarily on returns, we place equal emphasis on managing risk. We understand that safeguarding your wealth is as important as growing it. Our strategies are designed to mitigate risk through diversification, careful asset allocation, and constant monitoring of market dynamics. We stress-test portfolios to anticipate how they will respond to various market scenarios, ensuring your investments are resilient, no matter the market environment.

The Core and Satellite Strategy: Balancing Stability and Opportunity

We employ a core and satellite strategy to build resilient, growth-oriented portfolios. Our core portfolio is focused on stable, highly liquid investments like listed equities and high-credit-rated fixed income. This core forms the foundation, providing stability and minimizing potential downsides. The satellite portfolio, on the other hand, explores higher-risk, higher-reward opportunities, including unlisted equities, niche sectors, and specialized fund managers. This structured approach allows us to maintain a balanced, diversified portfolio that aligns with both short-term needs and long-term wealth creation.

Proactive Review and Adjustments

We recognize that financial strategies should be dynamic, not static. Your life circumstances and the financial landscape are constantly evolving. That’s why we review and adapt your portfolio periodically, ensuring that it remains aligned with your goals. This proactive approach allows us to seize new opportunities, address emerging risks, and ensure that your wealth management strategy is always up to date.

A True Partner in Your Financial Journey

At Eraqus Wealth, we see ourselves not just as your financial advisors but as your lifelong partners. Our client-centric approach is about more than managing your portfolio—it’s about guiding you through every stage of your financial journey, from wealth creation and preservation to legacy planning. We aim to provide peace of mind, knowing that you have a dedicated team committed to your financial success and personal fulfilment.

Our Services

Taxation & Family CFO

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Eraqus Wealth

Managing wealth goes far beyond making the right investments—it’s about ensuring every financial decision is aligned with a broader strategy that preserves and grows your wealth in the most efficient manner. At Eraqus Wealth, we act as your Family CFO, offering a comprehensive suite of services that simplify the complexities of managing your finances and optimize your wealth through expert tax planning, capital gains management, and strategic financial oversight.

Our Taxation & Family CFO service is designed to be your single point of contact for all financial matters, addressing everything from accurate capital gains calculations and smooth tax filing to strategic planning for advance taxes. We understand that navigating India’s complex tax landscape can be overwhelming, but our expertise ensures that every aspect of your finances is handled with precision and care.

Our Key Services Include:

  • Capital Gains Optimization & Management:
    Capital gains can significantly impact your overall wealth if not managed carefully. We provide meticulous capital gain calculations and identify opportunities for tax-efficient harvesting, helping you minimize liabilities and retain more of your returns. Our team ensures that every gain—whether from equity, real estate, or other investments—is accurately calculated and aligned with your long-term objectives.
  • Advance Tax Planning:
    Paying advance tax in a timely and efficient manner can prevent unnecessary penalties and interest. We help you plan and project your tax liabilities well in advance, ensuring you meet all statutory deadlines without disrupting your cash flow or liquidity needs.
  • Smooth Tax Filing & Compliance Management:
    Tax filing shouldn’t be a source of stress. We handle all the intricate details of your tax filing process, ensuring that returns are filed correctly, compliances are met, and there are no last-minute surprises. Whether it’s individual returns, family holdings, or complex business structures, we make tax season as smooth and hassle-free as possible.
  • Holistic Financial Oversight:
    Acting as your Family CFO, we provide ongoing oversight and management of your entire financial ecosystem. From budgeting and forecasting to cash flow management and investment tracking, we ensure that every financial decision is made with a clear strategy in mind, allowing your wealth to grow in a structured and sustainable manner.
  • Customized Financial Strategies:
    We know that every family has unique needs. Our Family CFO service is tailored to address your specific challenges, whether it’s managing complex inter-generational wealth, navigating regulatory changes, or planning for significant life events. We proactively identify potential roadblocks and craft strategies that resolve them before they become issues.
  • Risk Mitigation & Strategic Planning:
    We take a proactive approach to managing financial risk, from monitoring market conditions to evaluating the impact of potential regulatory changes. By integrating risk management into our broader strategy, we safeguard your family’s wealth and position it for long-term success.

Our Value Proposition:

We believe that financial peace of mind comes from knowing that every aspect of your wealth is under expert guidance. By acting as your Family CFO, we take on the heavy lifting of managing finances, tax obligations, and strategic planning, so you can focus on what truly matters—growing your wealth and achieving your family’s long-term vision.

At Eraqus Wealth, our Taxation & Family CFO service is not just about solving tax challenges—it’s about being a proactive partner who helps navigate complexities, resolve financial issues, and create a cohesive strategy that empowers your family’s financial journey. Let us simplify your financial life, ensuring that your wealth is preserved, optimized, and prepared for every chapter ahead.

Our Services

Estate, Legacy & Succession Planning

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Eraqus Wealth - Estate, Legacy & Succession Planning

When it comes to your family’s future, we believe in planning for more than just the numbers. Estate and legacy planning is about ensuring your loved ones are cared for, your dreams for them are realized, and that your hard work leaves a meaningful impact. It’s about those deeply personal moments—like securing the financial well-being of a child with special needs, making sure your business smoothly transitions to the next generation, or simply providing comfort in knowing that your family will have guidance and support when they need it most.

At Eraqus Wealth, we strongly believe that everyone should have a plan in place. Having a will isn’t just for the wealthy; it’s for anyone who wants to leave behind more than just assets. It’s about peace of mind. Whether you have a complex family business, are planning for a beloved child who may need lifelong care, or want to ensure your spouse doesn’t have to make tough decisions alone, our approach centers on your family’s unique story and needs.

Bringing Personal Situations into Planning:

  • For Families with a Special Needs Child:
    A parent’s love never fades. We understand that if you have a child with special needs, your biggest concern is how to provide for their future care, security, and quality of life. Our special needs planning includes creating special needs trusts and structured financial plans that ensure they are always protected, financially supported, and secure—even in your absence.
  • For Families with Complex Dynamics:
    Every family is different. Maybe you have children from multiple marriages, siblings who disagree, or a business that requires delicate succession planning. Our team helps create clear, legally sound structures such as revocable and irrevocable trusts that leave no room for disputes, ensuring that every family member is treated fairly and your intentions are honored.
  • For the Business You’ve Built:
    Passing on a family business isn’t just about transferring ownership; it’s about passing on a legacy of values, vision, and hard work. We work closely with you to create succession plans that empower the next generation to lead confidently, ensuring a smooth transition and business continuity that respects both your wishes and the future aspirations of your family.

Our Key Services Include:

  • Will Drafting & Comprehensive Trust Creation:
    We don’t believe in a one-size-fits-all approach. Whether it’s a straightforward will or a complex revocable/irrevocable trust, we guide you through each step, ensuring that your estate is distributed exactly as you envision. Trusts are not just tools for tax efficiency; they are vehicles for protecting your family from unforeseen circumstances and securing your legacy.
  • Family Governance & Constitutions:
    Imagine a family united by shared values and a clear vision, rather than divided over financial disputes. We help families create governance frameworks and family constitutions that set guidelines for managing shared wealth, making decisions, and resolving conflicts. This way, your legacy is not just about assets but about building a lasting family culture.
  • Philanthropic Planning:
    Do you dream of making a difference long after you’re gone? We help you channel your wealth into causes that matter to you, whether through establishing a family foundation or creating charitable trusts. This ensures that your legacy extends beyond your family and creates a positive impact for years to come.
  • Asset Protection & Risk Mitigation:
    Life is unpredictable. From protecting your estate against legal disputes to ensuring your assets aren’t eroded by taxes or creditors, we structure your estate to withstand unforeseen challenges. Your family’s security is our top priority.

Our Value Proposition:

At Eraqus Wealth, we don’t just draft documents—we weave your legacy into every part of your plan, ensuring that your wishes, dreams, and values are safeguarded. We guide you through every step with sensitivity, understanding that these are not just financial decisions, but emotional ones. It’s about giving your family the strength, clarity, and security to carry your legacy forward with confidence and love.

Because in the end, your legacy is not just what you leave behind—it’s what lives on in the hearts and lives of those you care about. Let’s work together to ensure that your legacy endures, creating a future that speaks to who you are and what you value most.

Our Services

Services to NRI

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Eraqus Wealth NRI Service

Managing your Indian assets from abroad can be challenging due to complex regulations and evolving compliance requirements. At Eraqus Wealth, we offer “India-Focused Wealth Solutions for Global NRIs”, helping you make informed decisions about your investments in India while ensuring the smooth transfer of funds in and out of the country.

Our expertise lies in creating tailored investment strategies that optimize your Indian asset base, whether it’s through Mutual Funds (MF), Portfolio Management Services (PMS), or Alternate Investment Funds (AIF). We ensure that your wealth is structured efficiently, compliant with both Indian and international regulations, and aligned with your broader financial objectives.

Our Key Services Include:

  • Strategic Investment in Indian Assets:
    We help you build a diversified portfolio of Indian assets, selecting the most appropriate products such as MF, PMS, and AIF based on your risk profile, investment horizon, and domiciled country’s regulations.
  • Seamless Repatriation & Remittance Services:
    Navigating the complexities of fund transfers can be overwhelming. We provide comprehensive support for the smooth repatriation of funds, helping you comply with regulations like FEMA and ensuring hassle-free movement of your wealth in and out of India.
  • Asset Consolidation in India:
    We consolidate your various Indian investments into a single, unified view, making it easier for you to track and manage your wealth remotely. This approach ensures you have complete transparency and control over your Indian portfolio.
  • NRI Taxation Advisory & Compliance:
    We offer specialized advisory on managing your Indian tax obligations, ensuring that your investments are optimized for tax efficiency. From filing returns to managing compliance, we make sure your wealth remains aligned with all regulatory requirements.
  • Succession & Estate Planning for Indian Assets:
    We create robust plans to manage and transfer your Indian assets seamlessly, taking into account both Indian laws and international considerations to ensure smooth inheritance and legacy planning.

Our Value Proposition:

Our NRI Services are designed to make managing Indian wealth simple and efficient. We provide a complete suite of solutions, allowing you to stay connected with your wealth in India while we handle the complexities of regulatory compliance and fund movement.

At Eraqus Wealth, we strive to be your trusted partner in managing your Indian investments, ensuring they remain well-structured, optimized, and accessible, no matter where you are in the world.

Our Services

Multi Family Office

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Managing significant family wealth requires more than just investment expertise—it demands a comprehensive and structured approach that encompasses financial oversight, governance, and long-term planning. Our Multi Family Office service is designed to provide affluent families with a centralized and cohesive strategy for managing their complex financial affairs, ensuring that wealth is preserved, grown, and passed on to future generations.

We act as your trusted partner, consolidating various aspects of wealth management to streamline decision-making and provide clarity. Our services extend beyond traditional investment management to include consolidation of Management Information Systems (MIS), structuring of entities, and ensuring regulatory compliance, along with the creation of a detailed asset register to keep track of all your holdings.

Our Key Services Include:

  • Consolidation of MIS: We provide a unified, comprehensive view of all family assets, investments, and financial activities, enabling transparent reporting and informed decision-making. By integrating data from multiple sources, we offer a clear picture of your family’s overall financial health.
  • Structuring of Entities: We design and establish holding structures—such as trusts, private limited companies, or family offices—that optimize asset protection, enhance operational efficiency, and ensure smooth wealth transfer in accordance with family goals and regulatory requirements.
  • Compliance & Risk Management: Our team manages all compliance requirements, ensuring that your family’s wealth is in line with regulatory norms across jurisdictions. From tax filings to statutory compliance, we proactively monitor and manage risk to safeguard your assets.
  • Creation of Asset Register: We meticulously document and maintain an updated register of all tangible and intangible assets, including real estate, business holdings, art collections, and financial investments. This helps in effective asset tracking, facilitates smooth succession planning, and ensures there is no ambiguity regarding ownership.
  • Family Governance & Constitutions: We establish clear governance structures that define roles, responsibilities, and decision-making processes within the family, ensuring alignment on key matters and minimizing potential conflicts.
  • Legacy & Succession Planning: Our service includes creating robust strategies for wealth transfer, taking into account family dynamics, tax implications, and long-term aspirations to ensure a seamless transition to the next generation.

Our Value Proposition:

We don’t just manage wealth—we manage complexity, enabling families to navigate the intricacies of significant wealth with clarity and confidence. Whether it’s overseeing day-to-day financial activities, establishing strong governance frameworks, or ensuring regulatory compliance, our Single Family Office service is designed to provide your family with a structured, resilient approach to wealth management.

At Eraqus Wealth, we help transform complex family wealth into a well-organized, tax-efficient legacy that reflects your family’s values and vision.

Our Services

Investment Management

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At Eraqus Wealth, we believe that every client deserves a tailored and strategic wealth management solution, whether they are at the beginning of their investment journey or managing a significant portfolio. We cater to clients of all sizes—from those making their first investments to High-Net-Worth Individuals (HNIs), Ultra-High-Net-Worth Individuals (UHNIs), and Corporate Treasuries. Our approach remains consistent: offering personalized advice and strategic guidance to help you achieve your unique financial goals.

Our Personal Investment Management services are built on a Core and Satellite Portfolio Strategy, designed to optimize returns, manage risk, and ensure tax efficiency. Our paramount objective is to create a liquid, tax-efficient portfolio that adapts to market changes while delivering consistent, risk-adjusted returns.

Core and Satellite Strategy Explained:–

Core Portfolio: The core portfolio is the foundation of your wealth strategy, built around stable and highly liquid investments such as direct equity in blue-chip companies, high-quality mutual funds, and investment-grade bonds. These products provide a balance of growth and stability, ensuring long-term wealth preservation. The core is structured to be tax-efficient, leveraging low turnover and holding strategies that reduce taxable events, helping you maximize post-tax returns.
Satellite Portfolio: The satellite portfolio is where we capture growth opportunities through more dynamic and higher-return investments such as Portfolio Management Services (PMS), Alternate Investment Funds (AIF), and unlisted equity. This portion of your portfolio focuses on tactical allocations that take advantage of emerging market trends, niche sectors, and high-growth strategies, enhancing overall returns while maintaining strategic flexibility. Our Direct Bonds offering further complements this approach by providing a stable, income-generating component with low correlation to equity markets, ensuring liquidity and risk mitigation. In the satellite portfolio, we also recommend strategies like duration calls and credit calls, using fixed-income instruments to benefit from interest rate movements and credit spreads, thereby optimizing returns based on market conditions.

Our Value Proposition

Problem Solvers at Every Stage of Life: We understand that wealth management needs evolve with life stages—be it planning for significant life events, managing liquidity needs, or preparing for retirement. We offer holistic solutions that address these unique challenges, providing guidance on cash flow management, asset reallocation, and exit strategies.
Tax Optimization: Every financial decision is made with a focus on tax efficiency, ensuring that your investments are structured to maximize post-tax returns. From capital gains management to strategic asset location, we optimize your portfolio to reduce tax liabilities.
Risk Management & Adaptability: By continuously monitoring global markets and economic trends, we proactively adjust your portfolio to align with changing circumstances, ensuring it remains resilient and aligned with your long-term goals.

Our Personal Investment Management service is not just about managing your investments—it’s about partnering with you to navigate complexities, solve problems, and build a legacy that stands the test of time.