At Eraqus Wealth, we believe that every client deserves a tailored and strategic wealth management solution, whether they are at the beginning of their investment journey or managing a significant portfolio. We cater to clients of all sizes—from those making their first investments to High-Net-Worth Individuals (HNIs), Ultra-High-Net-Worth Individuals (UHNIs), and Corporate Treasuries. Our approach remains consistent: offering personalized advice and strategic guidance to help you achieve your unique financial goals.
Our Personal Investment Management services are built on a Core and Satellite Portfolio Strategy, designed to optimize returns, manage risk, and ensure tax efficiency. Our paramount objective is to create a liquid, tax-efficient portfolio that adapts to market changes while delivering consistent, risk-adjusted returns.
Core and Satellite Strategy Explained:–
Core Portfolio: The core portfolio is the foundation of your wealth strategy, built around stable and highly liquid investments such as direct equity in blue-chip companies, high-quality mutual funds, and investment-grade bonds. These products provide a balance of growth and stability, ensuring long-term wealth preservation. The core is structured to be tax-efficient, leveraging low turnover and holding strategies that reduce taxable events, helping you maximize post-tax returns.
Satellite Portfolio: The satellite portfolio is where we capture growth opportunities through more dynamic and higher-return investments such as Portfolio Management Services (PMS), Alternate Investment Funds (AIF), and unlisted equity. This portion of your portfolio focuses on tactical allocations that take advantage of emerging market trends, niche sectors, and high-growth strategies, enhancing overall returns while maintaining strategic flexibility. Our Direct Bonds offering further complements this approach by providing a stable, income-generating component with low correlation to equity markets, ensuring liquidity and risk mitigation. In the satellite portfolio, we also recommend strategies like duration calls and credit calls, using fixed-income instruments to benefit from interest rate movements and credit spreads, thereby optimizing returns based on market conditions.
Our Value Proposition
Problem Solvers at Every Stage of Life: We understand that wealth management needs evolve with life stages—be it planning for significant life events, managing liquidity needs, or preparing for retirement. We offer holistic solutions that address these unique challenges, providing guidance on cash flow management, asset reallocation, and exit strategies.
Tax Optimization: Every financial decision is made with a focus on tax efficiency, ensuring that your investments are structured to maximize post-tax returns. From capital gains management to strategic asset location, we optimize your portfolio to reduce tax liabilities.
Risk Management & Adaptability: By continuously monitoring global markets and economic trends, we proactively adjust your portfolio to align with changing circumstances, ensuring it remains resilient and aligned with your long-term goals.
Our Personal Investment Management service is not just about managing your investments—it’s about partnering with you to navigate complexities, solve problems, and build a legacy that stands the test of time.
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