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Our Services

Taxation & Family CFO

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Eraqus Wealth

Managing wealth goes far beyond making the right investments—it’s about ensuring every financial decision is aligned with a broader strategy that preserves and grows your wealth in the most efficient manner. At Eraqus Wealth, we act as your Family CFO, offering a comprehensive suite of services that simplify the complexities of managing your finances and optimize your wealth through expert tax planning, capital gains management, and strategic financial oversight.

Our Taxation & Family CFO service is designed to be your single point of contact for all financial matters, addressing everything from accurate capital gains calculations and smooth tax filing to strategic planning for advance taxes. We understand that navigating India’s complex tax landscape can be overwhelming, but our expertise ensures that every aspect of your finances is handled with precision and care.

Our Key Services Include:

  • Capital Gains Optimization & Management:
    Capital gains can significantly impact your overall wealth if not managed carefully. We provide meticulous capital gain calculations and identify opportunities for tax-efficient harvesting, helping you minimize liabilities and retain more of your returns. Our team ensures that every gain—whether from equity, real estate, or other investments—is accurately calculated and aligned with your long-term objectives.
  • Advance Tax Planning:
    Paying advance tax in a timely and efficient manner can prevent unnecessary penalties and interest. We help you plan and project your tax liabilities well in advance, ensuring you meet all statutory deadlines without disrupting your cash flow or liquidity needs.
  • Smooth Tax Filing & Compliance Management:
    Tax filing shouldn’t be a source of stress. We handle all the intricate details of your tax filing process, ensuring that returns are filed correctly, compliances are met, and there are no last-minute surprises. Whether it’s individual returns, family holdings, or complex business structures, we make tax season as smooth and hassle-free as possible.
  • Holistic Financial Oversight:
    Acting as your Family CFO, we provide ongoing oversight and management of your entire financial ecosystem. From budgeting and forecasting to cash flow management and investment tracking, we ensure that every financial decision is made with a clear strategy in mind, allowing your wealth to grow in a structured and sustainable manner.
  • Customized Financial Strategies:
    We know that every family has unique needs. Our Family CFO service is tailored to address your specific challenges, whether it’s managing complex inter-generational wealth, navigating regulatory changes, or planning for significant life events. We proactively identify potential roadblocks and craft strategies that resolve them before they become issues.
  • Risk Mitigation & Strategic Planning:
    We take a proactive approach to managing financial risk, from monitoring market conditions to evaluating the impact of potential regulatory changes. By integrating risk management into our broader strategy, we safeguard your family’s wealth and position it for long-term success.

Our Value Proposition:

We believe that financial peace of mind comes from knowing that every aspect of your wealth is under expert guidance. By acting as your Family CFO, we take on the heavy lifting of managing finances, tax obligations, and strategic planning, so you can focus on what truly matters—growing your wealth and achieving your family’s long-term vision.

At Eraqus Wealth, our Taxation & Family CFO service is not just about solving tax challenges—it’s about being a proactive partner who helps navigate complexities, resolve financial issues, and create a cohesive strategy that empowers your family’s financial journey. Let us simplify your financial life, ensuring that your wealth is preserved, optimized, and prepared for every chapter ahead.

Our Services

Estate, Legacy & Succession Planning

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Eraqus Wealth - Estate, Legacy & Succession Planning

When it comes to your family’s future, we believe in planning for more than just the numbers. Estate and legacy planning is about ensuring your loved ones are cared for, your dreams for them are realized, and that your hard work leaves a meaningful impact. It’s about those deeply personal moments—like securing the financial well-being of a child with special needs, making sure your business smoothly transitions to the next generation, or simply providing comfort in knowing that your family will have guidance and support when they need it most.

At Eraqus Wealth, we strongly believe that everyone should have a plan in place. Having a will isn’t just for the wealthy; it’s for anyone who wants to leave behind more than just assets. It’s about peace of mind. Whether you have a complex family business, are planning for a beloved child who may need lifelong care, or want to ensure your spouse doesn’t have to make tough decisions alone, our approach centers on your family’s unique story and needs.

Bringing Personal Situations into Planning:

  • For Families with a Special Needs Child:
    A parent’s love never fades. We understand that if you have a child with special needs, your biggest concern is how to provide for their future care, security, and quality of life. Our special needs planning includes creating special needs trusts and structured financial plans that ensure they are always protected, financially supported, and secure—even in your absence.
  • For Families with Complex Dynamics:
    Every family is different. Maybe you have children from multiple marriages, siblings who disagree, or a business that requires delicate succession planning. Our team helps create clear, legally sound structures such as revocable and irrevocable trusts that leave no room for disputes, ensuring that every family member is treated fairly and your intentions are honored.
  • For the Business You’ve Built:
    Passing on a family business isn’t just about transferring ownership; it’s about passing on a legacy of values, vision, and hard work. We work closely with you to create succession plans that empower the next generation to lead confidently, ensuring a smooth transition and business continuity that respects both your wishes and the future aspirations of your family.

Our Key Services Include:

  • Will Drafting & Comprehensive Trust Creation:
    We don’t believe in a one-size-fits-all approach. Whether it’s a straightforward will or a complex revocable/irrevocable trust, we guide you through each step, ensuring that your estate is distributed exactly as you envision. Trusts are not just tools for tax efficiency; they are vehicles for protecting your family from unforeseen circumstances and securing your legacy.
  • Family Governance & Constitutions:
    Imagine a family united by shared values and a clear vision, rather than divided over financial disputes. We help families create governance frameworks and family constitutions that set guidelines for managing shared wealth, making decisions, and resolving conflicts. This way, your legacy is not just about assets but about building a lasting family culture.
  • Philanthropic Planning:
    Do you dream of making a difference long after you’re gone? We help you channel your wealth into causes that matter to you, whether through establishing a family foundation or creating charitable trusts. This ensures that your legacy extends beyond your family and creates a positive impact for years to come.
  • Asset Protection & Risk Mitigation:
    Life is unpredictable. From protecting your estate against legal disputes to ensuring your assets aren’t eroded by taxes or creditors, we structure your estate to withstand unforeseen challenges. Your family’s security is our top priority.

Our Value Proposition:

At Eraqus Wealth, we don’t just draft documents—we weave your legacy into every part of your plan, ensuring that your wishes, dreams, and values are safeguarded. We guide you through every step with sensitivity, understanding that these are not just financial decisions, but emotional ones. It’s about giving your family the strength, clarity, and security to carry your legacy forward with confidence and love.

Because in the end, your legacy is not just what you leave behind—it’s what lives on in the hearts and lives of those you care about. Let’s work together to ensure that your legacy endures, creating a future that speaks to who you are and what you value most.

Our Services

Services to NRI

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Eraqus Wealth NRI Service

Managing your Indian assets from abroad can be challenging due to complex regulations and evolving compliance requirements. At Eraqus Wealth, we offer “India-Focused Wealth Solutions for Global NRIs”, helping you make informed decisions about your investments in India while ensuring the smooth transfer of funds in and out of the country.

Our expertise lies in creating tailored investment strategies that optimize your Indian asset base, whether it’s through Mutual Funds (MF), Portfolio Management Services (PMS), or Alternate Investment Funds (AIF). We ensure that your wealth is structured efficiently, compliant with both Indian and international regulations, and aligned with your broader financial objectives.

Our Key Services Include:

  • Strategic Investment in Indian Assets:
    We help you build a diversified portfolio of Indian assets, selecting the most appropriate products such as MF, PMS, and AIF based on your risk profile, investment horizon, and domiciled country’s regulations.
  • Seamless Repatriation & Remittance Services:
    Navigating the complexities of fund transfers can be overwhelming. We provide comprehensive support for the smooth repatriation of funds, helping you comply with regulations like FEMA and ensuring hassle-free movement of your wealth in and out of India.
  • Asset Consolidation in India:
    We consolidate your various Indian investments into a single, unified view, making it easier for you to track and manage your wealth remotely. This approach ensures you have complete transparency and control over your Indian portfolio.
  • NRI Taxation Advisory & Compliance:
    We offer specialized advisory on managing your Indian tax obligations, ensuring that your investments are optimized for tax efficiency. From filing returns to managing compliance, we make sure your wealth remains aligned with all regulatory requirements.
  • Succession & Estate Planning for Indian Assets:
    We create robust plans to manage and transfer your Indian assets seamlessly, taking into account both Indian laws and international considerations to ensure smooth inheritance and legacy planning.

Our Value Proposition:

Our NRI Services are designed to make managing Indian wealth simple and efficient. We provide a complete suite of solutions, allowing you to stay connected with your wealth in India while we handle the complexities of regulatory compliance and fund movement.

At Eraqus Wealth, we strive to be your trusted partner in managing your Indian investments, ensuring they remain well-structured, optimized, and accessible, no matter where you are in the world.

Our Services

Multi Family Office

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Managing significant family wealth requires more than just investment expertise—it demands a comprehensive and structured approach that encompasses financial oversight, governance, and long-term planning. Our Multi Family Office service is designed to provide affluent families with a centralized and cohesive strategy for managing their complex financial affairs, ensuring that wealth is preserved, grown, and passed on to future generations.

We act as your trusted partner, consolidating various aspects of wealth management to streamline decision-making and provide clarity. Our services extend beyond traditional investment management to include consolidation of Management Information Systems (MIS), structuring of entities, and ensuring regulatory compliance, along with the creation of a detailed asset register to keep track of all your holdings.

Our Key Services Include:

  • Consolidation of MIS: We provide a unified, comprehensive view of all family assets, investments, and financial activities, enabling transparent reporting and informed decision-making. By integrating data from multiple sources, we offer a clear picture of your family’s overall financial health.
  • Structuring of Entities: We design and establish holding structures—such as trusts, private limited companies, or family offices—that optimize asset protection, enhance operational efficiency, and ensure smooth wealth transfer in accordance with family goals and regulatory requirements.
  • Compliance & Risk Management: Our team manages all compliance requirements, ensuring that your family’s wealth is in line with regulatory norms across jurisdictions. From tax filings to statutory compliance, we proactively monitor and manage risk to safeguard your assets.
  • Creation of Asset Register: We meticulously document and maintain an updated register of all tangible and intangible assets, including real estate, business holdings, art collections, and financial investments. This helps in effective asset tracking, facilitates smooth succession planning, and ensures there is no ambiguity regarding ownership.
  • Family Governance & Constitutions: We establish clear governance structures that define roles, responsibilities, and decision-making processes within the family, ensuring alignment on key matters and minimizing potential conflicts.
  • Legacy & Succession Planning: Our service includes creating robust strategies for wealth transfer, taking into account family dynamics, tax implications, and long-term aspirations to ensure a seamless transition to the next generation.

Our Value Proposition:

We don’t just manage wealth—we manage complexity, enabling families to navigate the intricacies of significant wealth with clarity and confidence. Whether it’s overseeing day-to-day financial activities, establishing strong governance frameworks, or ensuring regulatory compliance, our Single Family Office service is designed to provide your family with a structured, resilient approach to wealth management.

At Eraqus Wealth, we help transform complex family wealth into a well-organized, tax-efficient legacy that reflects your family’s values and vision.

Our Services

Investment Management

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At Eraqus Wealth, we believe that every client deserves a tailored and strategic wealth management solution, whether they are at the beginning of their investment journey or managing a significant portfolio. We cater to clients of all sizes—from those making their first investments to High-Net-Worth Individuals (HNIs), Ultra-High-Net-Worth Individuals (UHNIs), and Corporate Treasuries. Our approach remains consistent: offering personalized advice and strategic guidance to help you achieve your unique financial goals.

Our Personal Investment Management services are built on a Core and Satellite Portfolio Strategy, designed to optimize returns, manage risk, and ensure tax efficiency. Our paramount objective is to create a liquid, tax-efficient portfolio that adapts to market changes while delivering consistent, risk-adjusted returns.

Core and Satellite Strategy Explained:–

Core Portfolio: The core portfolio is the foundation of your wealth strategy, built around stable and highly liquid investments such as direct equity in blue-chip companies, high-quality mutual funds, and investment-grade bonds. These products provide a balance of growth and stability, ensuring long-term wealth preservation. The core is structured to be tax-efficient, leveraging low turnover and holding strategies that reduce taxable events, helping you maximize post-tax returns.
Satellite Portfolio: The satellite portfolio is where we capture growth opportunities through more dynamic and higher-return investments such as Portfolio Management Services (PMS), Alternate Investment Funds (AIF), and unlisted equity. This portion of your portfolio focuses on tactical allocations that take advantage of emerging market trends, niche sectors, and high-growth strategies, enhancing overall returns while maintaining strategic flexibility. Our Direct Bonds offering further complements this approach by providing a stable, income-generating component with low correlation to equity markets, ensuring liquidity and risk mitigation. In the satellite portfolio, we also recommend strategies like duration calls and credit calls, using fixed-income instruments to benefit from interest rate movements and credit spreads, thereby optimizing returns based on market conditions.

Our Value Proposition

Problem Solvers at Every Stage of Life: We understand that wealth management needs evolve with life stages—be it planning for significant life events, managing liquidity needs, or preparing for retirement. We offer holistic solutions that address these unique challenges, providing guidance on cash flow management, asset reallocation, and exit strategies.
Tax Optimization: Every financial decision is made with a focus on tax efficiency, ensuring that your investments are structured to maximize post-tax returns. From capital gains management to strategic asset location, we optimize your portfolio to reduce tax liabilities.
Risk Management & Adaptability: By continuously monitoring global markets and economic trends, we proactively adjust your portfolio to align with changing circumstances, ensuring it remains resilient and aligned with your long-term goals.

Our Personal Investment Management service is not just about managing your investments—it’s about partnering with you to navigate complexities, solve problems, and build a legacy that stands the test of time.